Job Description
Our client, a leading financial institutions is looking for the high calibre candidate to filled up the captioned position.
Job Responsibilities :
- Manage the credit operations and overall risk of SME Financing Guarantee Scheme (SFGS)
- Develop, implement, and monitor risk management policies, procedures and credit scoring models specific to the SFGS
- Analyze loan applications and conduct the due diligence to assess credit risk associated with SME Borrowers
- Monitor the performance of guaranteed loan portfolio, identify trends and report on potential risks and losses
- Collaborate with financial institutions and internal teams to ensure compliance with scheme guidelines
- Formulate business workflows and data policies to improve operational efficiency
- Provide risk management expertise and guidance to support the scheme’s objectives and strategic goals
- Stay updated o market trends and regulatory changes affecting SME Financing and risk management
Job Requirements :
- Bachelor’s degree or above in Risk Management, Finance, Accounting or a related discipline
- Minimum 7 years of relevant experience in risk management, credit analysis, commerical lending or auditing, preferably within a financial institution or rating agency
- Familiarity with commercial credit, SME Financing Guarantee Scheme and loans products
- Strong analytical, problem-solving and decision-making skills
- Excellent communication and presentation abilities
- Good command of written and spoken English, proficiency in Cantonese and Putonghua is an advantage
- Detail-oriented and proactive with a focus on process improvement
- More experience will be considered as Senior Manager
Interested parties, please click “APPLY NOW” to submit your full resume for application purpose only.